The bag is done! And isn't it lovely?
I stuffed it with two beach towels and they fit rather nicely with room for extra items.
Of course the handles wouldn't sit upright (maybe I need a photographer's assistant). And then I figured out how to "pose" the bag.
As a beach bag, I don't think I'd need to line the tote. Perhaps if I use it to carry small items or pointy objects (like knitting needles), I might line it and then install a zipper with the liner. Of course that would require sewing--ack! Have I mentioned I can't really sew ? Although if I asked nicely, I'm sure my mother-in-law would assist me with any sewing operations.
For now, I'm enjoying the completion of a fast, simple project just in time for the summer.